Frequently Asked Questions

How much time does it take for repairs?

You absolutely have the right to select the shop that will repair your vehicle – it is your car and your choice!
When you choose Finnegan Collision, you are selecting a shop that will be your advocate. Our highly-experienced staff always uses manufacturer-recommended repair procedures and parts, and our team always focuses on providing excellent customer service.

How much time does it take for repairs?

The length of repair time varies depending on the extent of damage, availability of parts, and receipt of insurance approval all affect repair time. However, at Finnegan Collision, we understand the importance of getting your vehicle back to you quickly and repaired right.
We will provide you with an estimated completion date for the repairs before we start work on your vehicle. At Finnegan Collision, we’ll do everything in our power to make the process as efficient as possible.
Occasionally, unexpected delays may occur due to factors like hidden damage or part-shipping problems. When these issues arise, our team will promptly communicate the delays with you and work to resolve them as quickly as possible. We always strive to make your repair experience satisfying, hassle-free, and fast.

Can I get an estimate over the phone?

The team at Finnegan Collision will need to carefully examine your vehicle to provide an accurate estimate. Our experts need to inspect the car in person to look for hidden structural or frame damage that might not be apparent in a photograph or through over-the-phone descriptions. An in-person estimate from Finnegan Collision combines our staff’s expert knowledge with professional estimating software to ensure the most accurate estimate for your repair. We always provide free estimates.

How do I get a claim number?

Claim numbers are issued by your insurance company when the accident is reported. If you don’t have your claim number, contact your insurance representative, or we can contact your agent for you. If you do have the claim number, write it down and bring it to Finnegan Collision when you begin the repair process. Our experienced staff is happy to handle the insurance negotiations for you.

What does direct repair shop, or DRP, mean?

A direct repair shop works directly with your insurance company as a “preferred shop.” Body shops must meet certain requirements to be considered a preferred shop. These requirements include having certified technicians, meeting equipment standards, and having a record of satisfied customers. Insurance companies constantly monitor their preferred shops to ensure quality repair.
The repair process is streamlined when using a direct repair facility. These shops write the estimate, order the parts, and repair your vehicle without having to wait for an insurance adjuster.
Finnegan Collision is proud to be a direct repair facility and an insurance-preferred shop.

How do I know if I must pay a deductible?

The amount of deductible that you are responsible for is determined by your insurance policy.
If you carry broad collision and were not at fault in an accident, the insurance company will often waive your deductible. Insurance companies determine fault by reviewing your account of the accident and the accident report filed with the police. If you have questions about your deductible, call your insurance agent.

Does my deductible go to my bill?

If you are responsible for a deductible, it is owed to Finnegan Collision when you pick up your vehicle after repairs. If you have questions about your deductible, contact your insurance agent to determine if your insurance company has waived the deductible or if payment will be your responsibility.

What are betterment charges on my bill?

Parts that wear out and need replacement with use and after time (like tires, batteries, and suspension parts) are commonly subject to “betterment charges” when they are replaced during the repair process. These betterment charges are determined by your insurance company and are prorated based on the actual miles on your vehicle.

Are parts ordered before I drop off my vehicle for repairs?

The parts for your vehicle are typically ordered when the estimate is written and your vehicle drop-off date is scheduled. Ordering parts early enables us to provide quicker turnaround time for repairs.
In some instances, vehicles are found to be unsafe to drive upon inspection. When this happens, we order parts as soon as possible and will make a reservation for a rental vehicle for you until the repairs are completed.

Is my vehicle a total loss if the frame is damaged?

A car is a total loss only when the price of repairs exceeds what the insurance company determines as the value of your vehicle.
Today most cars are built using unibody (frame and body as one) construction. Our highly skilled technicians, with the aid of our state-of-the-art computer measuring system, can return your vehicle to its original factory specifications – even if the frame is damaged. If it is determined that a frame section is bent beyond repair, that section can simply be replaced.

Can you match the current paint color on my vehicle?

Yes. Today’s modern factory finishes incorporate multiple layers of highly specialized paints. We have one of the finest paint systems available and we constantly upgrade our technology and equipment to ensure we can match paint for every vehicle we see. Finnegan Collision takes special pride in our ability to match factory finishes as the final step in the restoration process.

Can I have additional body repairs made while my vehicle is in the shop?

Absolutely! Just let Finnegan Collision know what other work you would like done and our team will arrange the repairs for your vehicle.

How can I get a rental car?

Finnegan Collision can help you with rental car arrangements – making the process simple and hassle-free.
Be advised that insurance companies only pay for a rental car when it is included in a policy or if you are the claimant. Call your insurance company to find out if you have rental coverage and your specific limitations.

Can I have my car repaired wherever I want?

You do have a choice. It is your car and you can select where you want to go for repairs.
By selecting Finnegan Collision Center , you will have a team of professionals who are focused on providing you the very best in service and repairs. Our certified technicians only use parts recommended by the manufacturer to guarantee your car is restored to its original condition.

How do I know when repairs are complete?

When your estimate is complete, we will work with you to schedule a drop-off date for repairs to begin.